I Want to Show You 5 Businesses That Can Make You ₦250k Monthly With 5k or Zero Investment in Nigeria
I’m tired of hearing that you’re not doing any business because of lack of capital.
Sir/Ma, whether you don’t have money at all or just ₦5,000, you can make at least ₦200k every month with zero investment.
I know you’ve seen so many things online that didn’t work for you, but these 5 businesses, which you can start with zero or at most ₦5,000, can change your life forever.
My name is Okpara Ijezie. I have trained over 56,000 entrepreneurs online in different digital skills, and the majority of them are already doing well.
Today, I’ll be unveiling 5 businesses you can start in Nigeria with ₦5,000 or even zero naira—and still make at least ₦200,000 every month.
1. Dropshipping:
If it’s your first time hearing this, you might think it’s only about import and export. But that’s not all dropshipping is about.
In simple terms, dropshipping is selling products you don’t own or keep in stock.
Now imagine this: a customer wants to buy 10 bags of rice. Each bag is sold for ₦50,000, but you know a distributor who sells for ₦35,000 and delivers anywhere.
What do you do?
You collect ₦500,000 from the buyer, tell him you’ll handle the delivery. Then go to the seller, give him the delivery details, and pay him ₦350,000. Your profit is ₦150,000.
Sounds strange? Let me break it down again.
Let’s say you use Facebook to advertise ring lights for content creators. You know a local shop t byhat sells them for ₦15,000, but online they go for ₦35,000.
You come online and post: “Ring light for sale – ₦30,000 – nationwide delivery.”
Someone pays you, and you either go to the store to buy and send it, or just tell the seller to waybill it on your behalf.
You never even see the product, yet you’re making money.
One sweet thing about dropshipping? You can do it from your room, without stepping out.
Let me shock you: many people marketing cars, lands, even POS terminals, don’t own them. If an estate sells a plot for ₦1m, they list it for ₦1.3m—and earn commissions.
Now, think: What’s cheaper around you that people need?
It could be food, clothes, whiteboards, POS machines, wrappers, bedsheets, Okrika shoes, etc. Start advertising that product online. Use Facebook. Use WhatsApp. Be sincere. Study the product and learn the common questions people ask.
Those of you in Lagos, Abuja, Port Harcourt—walk into car shops and tell them you want to help them market. Add ₦200k–₦500k profit. It’s that simple.
2. NIN/BVN Services:
You pay people thousands to get your NIN slip. But did you know you can print the same slip for just ₦200? Websites like https://techflow.ng do it easily.
Now look at these services below:
BVN Services:
- BVN retrieval
- BVN retrieval with phone number
- BVN search
- BVN plastic ID card
- Date of birth change
- Change of name
- Change of phone number
IPE Services:
- IPE clearing
- Normal IPE
- IPE modification
Validation Services:
- Validations
- No record found
- Normal validation
- Modification validation
- Photography error
NIN Services:
- Bypass NIN
- NIN reprint
- NIN plastic ID
- Suspended NIN
Many of the people doing these jobs are not NIN agents.
I won’t expose everything here. I’ll be holding a training very soon.
This business pays. You can get these jobs, outsource them to those who handle it, and still earn. The best part? They pay you first before you deliver.
If you’re interested, drop a comment — it’s completely free.
3. SCUML Registration:
Everyone talks about CAC, but did you know SCUML registration brings more money than CAC?
What is SCUML?
SCUML stands for Special Control Unit Against Money Laundering.
It’s handled by the EFCC and is needed to open a corporate account in Nigeria.
People charge up to ₦80,000 for this, but SCUML is completely free.
Who Needs SCUML?
Any business that handles money or luxury goods, like:
- Real estate agents
- Car dealers
- Jewelry sellers
- Supermarkets, hotels
- Lawyers, accountants
- NGOs
- Casinos, consultants, auditors
Where to Register:
Visit: 👉 www.scuml.org
You can even learn it for free on YouTube and start earning from it.
4. OPAY Card Issuing Agent:
One of the most underrated but profitable businesses today is the OPAY Card Agent business. It can fetch you up to ₦500,000 or more monthly with almost zero capital.
Many people know OPAY as a mobile banking app. But they also issue ATM cards — and that’s where the money is.
How Do You Make Money?
You:
- Create new OPAY accounts
- Issue ATM cards to new or old customers
- Charge a fee for every activation
You can get your first 10 cards for just ₦1,000 (₦100 per card). Sell each for ₦1,500 and make ₦1,400 profit per card.
Sell 10 in a day = ₦14,000
Sell 100 in a week = ₦140,000
Sell 1,000 = ₦1.4 million
How to Register:
Visit any OPAY office or use this link:
👉 https://okpara.ng/list-of-opay-office-addresses-in-all-36-states-of-nigeria-and-abuja-2025-updated/
How to Market These Services:
📱 Your phone contacts — all your contacts are your first market
📣 Facebook groups and your Facebook profile
👥 Community/WhatsApp groups
🏫 School or religious groups
Everybody is a potential customer.
When Should You Start?
Start NOW. Don’t wait.
5 . CAC business registration
Business registration is now a hot hustle in Nigeria! With POS agents, vendors, startups, NGOs, and even barbers wanting to “legalize” their hustle, many are paying others to help them register with CAC — and smart people like you can earn big from it!
You don’t need an office. In fact, you can start with ₦0 — using just your phone and internet.
🔍 CAC Registration Types & Current Fees
| Type | CAC Fee | What It’s For |
|---|---|---|
| Business Name | ₦10,500 – ₦12,000 | For small businesses, vendors, POS |
| Limited Liability (LTD) | ₦25,000 – ₦35,000 | Schools, companies, logistics |
| NGO/Trustee | ₦45,000 – ₦60,000+ | Churches, foundations, NGOs |
| Post-incorporation | ₦5k – ₦30k | Change of name, director, etc. |
💰 How Much Agents Charge (and Profit)
| Type | Agents Charge | Profit Range |
|---|---|---|
| Business Name | ₦20k – ₦35k | ₦8k – ₦25k |
| LTD Company | ₦50k – ₦80k | ₦20k – ₦50k |
| NGO/Trustee | ₦90k – ₦150k | ₦30k – ₦80k |
| TIN | Free to register | ₦5k – ₦15k (all profit) |
👉 Do just 5 jobs a month and you can earn ₦100k+ without stress.
🛠️ How to Start Without Capital
- Learn the process — Watch YouTube or learn under a CAC agent.
- Work with an agent — Let them process while you bring clients.
- Collect money before starting — You don’t spend a kobo.
- Market smartly — WhatsApp status, church, business groups.
- Target customers — POS agents, Instagram vendors, grant seekers, church founders.
🧰 Extra Services You Can Add
- TIN Registration – Charge ₦5k – ₦15k
- Logo Design & Letterhead – ₦3k – ₦15k
- Website & Email Setup – ₦25k – ₦100k+
- SCUML or NEPC License – ₦10k – ₦50k
📱 What You Need
- A phone/laptop
- Internet
- CAC knowledge
- Good customer service
- One good flyer or post
🧠 Who Can Do This?
- Students
- NYSC members
- Stay-at-home mums
- Smart hustlers
