TEN FEDERAL GOVERNMEMNT NON IMTEREST LOANS , GRANTS AND EMPOWERMENT PROGRMMES YOU CAN APPLY IN 2022

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GEEP 2.0 LOAN : Government Enterprise and Empowerment Programme is a loan scheme that can  enables you obtain from 50k  t0 300k .

To obtain this loan you can go to your local government for enquiries or visit

https://fmhds.gov.ng

This loan comprises of three more loans

1. MARKET MONEY LOAN  :

To apply for market click on the image below

is an Government Enterprise and Empowerment Programme designed to provide financial help to those who do not have access to formal and traditional  financial institutions services and those  who use informal and unregulated financial services provided by savings groups such as Akawo,  Esusu and cooperatives

Benenfciaries of this loan receive from 10,000  to 100,000 Naira and  and are to pay back in six months

.

HOW  TO ACCESS   TO MARKETMONI LOAN

. To access market money loan , you must have a BVN

.  You must belong to an accredited market association or cooperative society registered in your state or with Corporate Affair Commission

. You may either visit www.boi.ng/marketreg, call 0700-CALL-BOI (which is 0700-225-5264), visit any BOI office in the country, or go through your assigned State Focal Person to register your cooperative’s interest in MarketMoni.If your association or cooperative qualifies, a MarketMoni agent would be sent to your group

ii . TRADERMONI : Trader money is also a segment  of Government and Empowerment Programme .

HOW MUCH CAN YOU GET  TRADER MONI

The first amount you will receive is 10,000 Naira  and you are to pay back in six month .You are to pay 430 Naira every week but to run a faster package , you can be two times a week which is 860 Naira and this will run for three months instead of six months and as soon as you complete your payment you are entitled to more loan amount

HOW TO APPLY FOR MARKET MONI

It’s worthy to note that  this particular loan is administered through Bank Of Industry

To apply for it use  https://boi.ng/marketreg/

You can call Bank of industry customer care line via this number (+234) 0700-CALL-BOI

iii . FARMERMONI : this loan is usually given to farmers to buy  farm tools . Every farmer is expected to get up to 300, 000 Naira  and

FEATURES OF THESE LOANS

1. They are all non interest loans but might attract  5 percent service fee

• Repayment period is between  6 to 12 months

• For Nigerians only

4 .For persons between the ages of 18 to 55

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BANK OF INDUSTRY

You  can access from 5 million Naira and above from boi ,to apply use below link

https://apply.boi.ng/

FEATURES OF BOI LOAN

.Your business must be registered with corporate Affairs commission

you must have a verifiable security

.5 percent interest per annum

STATE OFFICE ADDRESSES OF BANK OF INDUSTRY

Head Office:

23 Marina Street, Lagos.
Nigeria
Customer Care 0700-CALL-BOI (07002255264)| Switchboard:(234)-1- 2715070-71
Email: customercare@boi.ng

Corporate Office:

BOI House
Plot 256, Zone A O
Off Herbert Macaulay Way
Behind Unity Bank
Central Business District
Abuja, Nigeria.
Tel: (+234) 08073990022

10 25 50 100

how  10 25 50 100  entries

Search:

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NIGERIA CONTENT DEVELOPMENT   AND MONITORING BOARD

.You can access up to 10 million US dollars

.This loan scheme covers for manufacturing , Asset Acquisition loan , contract finance ,community contractor finance scheme and loan refinancing

To apply for this loan , hit this link    https://ncifportal.boi.ng/ncif/public/

NOTE :to get your NCDF REMITTANCE ID kindly go to https://ncdmb.gov.ng/ncdf-payment-accounts/

FEATURES OF NCDMB LOAN

. Interest is 5 percent annually

.Repayment period is 5 years

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SMEDAN GRANT , SMEDAN FREE CERTTIFIFICATE AND SMEDAN LOAN

. How to apply / register for SMEDAN Loan and Grant

to access SMEDAN grant , dial   *6555#

Follow the instructions to complete registration.

HOW TO REGISTER YOUR BUSINESS WITH SMEDAN AND GET FREE CERTIFICATE IN THREE MINUTES

.To register your business free and obtain SMEDAN certificate within minutes use this link https://smedanregister.ng

. To register for SMEDAN loan and get  up to 5 million Naira  use this link :

https://smecredits.com.ng/bus_inf.php

THIS LOAN EMANATED FROM  SMEDAN BUT BECAUSE SMEDAN IS NOT A FINANCIAL AGENCY , DISBURSEMENT IS DONE THROUGH JAIZ BANK

HOW TO QUALIFY FOR SMEDAN LOAN

To qualify for smedan/Jaiz bank loan , you must have your business registered with corporate affairs commission

1 . Free SMEDAN CERTIFICATE gives you an advantage.  You can get SMEDAN CERTIFICATE free by Registering on this site

https://smedanregister.ng

• You will be charged TEN THOUSAND NAIRA for using SIMPLIFIED CREDIT APP to submit your automated business plan .

(Only 8  states are eligible to apply for this loan now and they are ADAMAWA, BAUCHI, KATSINA , KOGI  NASARAWA , GOMBE , JIGAWA AND NIGER  ;

SOUTHERN

STATES WILL COMMENCE SOON )

NB:If you are using a phone to register this loan , please change your browser to DESKTOP MODE as shown below otherwise you won’t access the platform

• You can access minimum of two million Naira and Maximum of five million Naira .

5. Moratorium is 6 months only . This means you will not pay back loan and interest in the first six months

after disbursement.

6. Repayment period is two years

7. Interest is one digit

CLICK HERE TO REGISTER FOR THIS LOAN

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Presidential Youth Empowerment Scheme

This federal government empowerment program  is aimed reducing poverty in the country , to apply use the link below

https://reg.p-yes.gov.ng/

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NATIONAL DIRECTORATE OF EMPLOYMENT

NDE empowerment programmes enable trainees to be trained and equipped with different monetized skills .

After the  free training , trainees are also given cash and equipment as relates to the peculiarities of the skills acquired .

To apply now hit CLICK HEREhttps://nde.gov.ng/

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NG CARES

This grant /loan emanated from world bank in partnership with federal government of Nigeria  but monitoring and disbursement will be done by state government, state  ministries or agencies mostly ministry of trade and commerce.

.But there are websites provided  for different states including in which you could use to apply online . The links are below

https://cares.plax.ng/Abia CARES

https://cares.plax.ng/Akwaebon

https://cares.plax.ng/Adamawa

https://cares.plax.ng/Anambra CARES

https://cares.plax.ng/Bauchi CARES

https://cares.plax.ng/Bayelsa CARES

https://cares.plax.ng/Benue CARES

https://cares.plax.ng/Borno CARES

https://cares.plax.ng/CrossRiver CARES

https://cares.plax.ng/Delta CARES

https://cares.plax.ng/Ebonyi CARES

https://cares.plax.ng/Edo CARES

https://cares.plax.ng/Ekiti CARES

https://cares.plax.ng/Enugu CARES

Federal Capital Territory https://cares.plax.ng/Abuja

https://cares.plax.ng/Gombe CARES

https://cares.plax.ng/Jigawa CARES

https://cares.plax.ng/Kaduna CARES

https://cares.plax.ng/Katsina

https://cares.plax.ng/Kaduna

https://cares.plax.ng/Kebbi CARES

https://cares.plax.ng/Kogi CARES

https://cares.plax.ng/Kwara CARES

https://cares.plax.ng/Lagos CARES

https://cares.plax.ng/Ogun CARES

https://cares.plax.ng/Ondo CARES

https://cares.plax.ng/Osun CARES

https://cares.plax.ng/Oyo CARES

https://cares.plax.ng/Plateau CARES

https://cares.plax.ng/Rivers CARES

https://cares.plax.ng/Sokoto

https://cares.plax.ng//Taraba CARES

https://cares.plax.ng/Yobe CARES

https://cares.plax.ng/Zamfara CARES

https://cares.plax.ng/Abia CARES

https://cares.plax.ng/Akwaebon

https://cares.plax.ng/Adamawa

https://cares.plax.ng/Anambra CARES

https://cares.plax.ng/Bauchi CARES

https://cares.plax.ng/Bayelsa CARES

https://cares.plax.ng/Benue CARES

https://cares.plax.ng/Borno CARES

https://cares.plax.ng/CrossRiver CARES

https://cares.plax.ng/Delta CARES

https://cares.plax.ng/Ebonyi CARES

https://cares.plax.ng/Edo CARES

https://cares.plax.ng/Ekiti CARES

https://cares.plax.ng/Enugu CARES

Federal Capital Territory https://cares.plax.ng/Abuja

https://cares.plax.ng/Gombe CARES

https://cares.plax.ng/Jigawa CARES

https://cares.plax.ng/Kaduna CARES

https://cares.plax.ng/Katsina

https://cares.plax.ng/Kaduna

https://cares.plax.ng/Kebbi CARES

https://cares.plax.ng/Kogi CARES

https://cares.plax.ng/Kwara CARES

https://cares.plax.ng/Lagos CARES

https://cares.plax.ng/Ogun CARES

https://cares.plax.ng/Ondo CARES

https://cares.plax.ng/Osun CARES

https://cares.plax.ng/Oyo CARES

https://cares.plax.ng/Plateau CARES

https://cares.plax.ng/Rivers CARES

https://cares.plax.ng/Sokoto

https://cares.plax.ng//Taraba CARES

https://cares.plax.ng/Yobe CARES

https://cares.plax.ng/Zamfara CARES

·

NG CARES CENTRES FOR DIFFERENT STATES

EBONYI STATE

Staff Development Center

Kpirikpiri Abakiliki, Ebonyi state

08136497793

LAGOS STATE:

Lagos State Employment Trust Fund (LSETF)

16 Billings Way, Oregun, Ikeja

ABIA STATE .

Investment House adjacent to state secretariat complex Umuahia.

IMO STATE

Government House ,Owerri

Imo State

AKWA IBOM:

Ministry of Economic Development and Ibom Deep Seaport. 2nd Floor, Block 3, Phase 2, Idongesit Nkanga Secretariat Complex,

Uyo

NASARAWA STATE

Nasarawa State Community And Social Development Agency

1 Markurdi Road Nasara Housing Estate, Lafia

KOGI STATE:

Kogi Enterprise Development Agency

No. 4 Natures Garden Street, Ganaja Road PMB 202, Lokoja, 260101, Lokoja

DELTA STATE

Delta State Micro, Small and Medium Enterprises Development Agency (DEMSMA)

3, Michael Fidelis Nwaefulu Street, GRA, Behind DSS Office, Asaba

JIGAWA STATE

Ministry of Finance & Economic Planning

1ST FLOOR NEW STATE SECRETARIAT, TAKUR, P.M.B 7014, DUTSE

ANAMBRA STATE

ASBA- Anambra Small Business Agency Management Located at 3rd Floor, Hallmark Plaza, Beside Christ Embassy Enugu – Onitsha Expressway by Kwata Junction Awka, Anambra State

SOKOTO STATE

Ministry Of Trade and commerce

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