The Federal Government of Nigeria has commenced the National Emergency Relief and Stabilisation Intervention (NERSI), a financial support programme designed to provide relief to poor and vulnerable households across the country.
Under the programme, eligible Nigerians are expected to receive ₦50,000 in financial assistance. The Federal Government announced the commencement of the intervention on October 30, 2026, through the Federal Ministry of Humanitarian Affairs and Poverty Reduction.
One important thing Nigerians should know is that checking their eligibility does not require visiting a government office or paying an agent. The programme provides USSD access through approved financial service providers, including OPay, Moniepoint, ALAT by Wema Bank, MoMo PSB and NairaGram.
If you want to know how to check your NERSI grant eligibility, this article explains the official USSD codes, how to check your status, how selected beneficiaries can accept the payment and how to avoid scams.
What Is the Federal Government NERSI ₦50,000 Grant?
NERSI stands for National Emergency Relief and Stabilisation Intervention.
It is a Federal Government social protection initiative coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction to provide financial assistance to vulnerable Nigerian households.
The programme is designed to help eligible households cope with the increasing cost of food, essential commodities and other living expenses.
According to the Federal Government’s announcement, selected beneficiaries will receive ₦50,000 monthly, subject to the programme’s review arrangements.
The payment is made through approved financial service providers and mobile wallets.
Important: NERSI is not a loan. Beneficiaries are not expected to repay the money.
Official NERSI ₦50,000 Grant USSD Codes for All Participating Providers
Nigerians can use the USSD codes provided by the participating financial service providers to access their NERSI wallets and follow the available eligibility or payment instructions.
Below are the official codes published on the Federal Government’s NERSI information portal.
| Financial Provider | USSD Code |
|---|---|
| OPay | 95520# |
| Moniepoint MFB | 557327# |
| ALAT by Wema Bank | 94523# |
| MoMo PSB | 6710# |
| NairaGram | 72600# |
Please note: These are codes for the approved participating providers, not universal codes for every Nigerian bank.
Xpress Payments is also listed as an approved provider, but its USSD access details are currently marked as coming soon on the official programme portal.
1. OPay NERSI Grant USSD Code – 95520#
OPay customers can dial the official USSD code below to access the NERSI service.
OPay USSD Code: 95520#
How to proceed:
- Open your phone dialler.
- Dial 95520# using the phone number linked to your OPay account.
- Follow the instructions displayed.
- Select the appropriate eligibility or payment option if available.
- If you have been selected, follow the instructions to consent to receiving the payment.
OPay customers can also check their official OPay application for the NERSI notification.
2. Moniepoint NERSI Grant USSD Code – 557327#
Moniepoint customers can use the following code:
Moniepoint USSD Code: 557327#
Dial the code using the phone number associated with your Moniepoint account and follow the instructions provided.
Selected beneficiaries should follow the payment acceptance instructions sent by the programme.
3. ALAT by Wema Bank NERSI USSD Code – 94523#
ALAT is the digital banking service of Wema Bank.
Customers using ALAT can access the NERSI service through:
ALAT USSD Code: 94523#
Dial the code using your registered phone number and follow the instructions on your screen.
4. MoMo PSB NERSI Grant USSD Code – 6710#
MoMo Payment Service Bank customers can use the following code:
MoMo PSB USSD Code: 6710#
Dial the code and follow the available instructions to access the service.
5. NairaGram NERSI Grant USSD Code – 72600#
NairaGram customers can access their NERSI wallet using:
NairaGram USSD Code: 72600#
Dial the code from your registered phone number and follow the instructions provided.
How to Check If You Have Been Selected for the ₦50,000 NERSI Grant
The Federal Government has explained that beneficiaries are selected using verified national identity records and the National Social Register.
The programme does not operate like an ordinary public grant application where everybody fills out a form.
Follow these steps:
- Identify the approved financial provider associated with your NERSI notification or wallet.
- Dial the corresponding official USSD code.
- Select the eligibility-checking option where available.
- Follow the instructions displayed on your phone.
- If selected, read the payment consent instructions carefully.
- Accept the payment if you wish to participate.
You may also receive an SMS from your approved financial service provider informing you that you have been selected.
What if your status shows NOT SELECTED?
It means you are not currently selected for the payment. The Federal Government is implementing the programme in phases, and not everyone will necessarily be contacted at the same time.
Checking your status does not guarantee selection or payment.
How Will Selected Nigerians Receive the ₦50,000?
The payment process involves four major steps:
- SMS notification: Selected beneficiaries receive a message from one of the approved financial service providers.
- Consent: The beneficiary follows the instructions and replies YES or provides the required consent.
- Wallet activation: The payment wallet is opened or linked to the beneficiary’s registered phone number and identity.
- Payment: The approved ₦50,000 support is credited to the beneficiary’s wallet.
Beneficiaries will receive payment confirmation from their respective providers.
Who Is Eligible for the Federal Government NERSI Grant?
According to the programme guidelines, beneficiaries are selected from verified national identity records and the National Social Register.
The programme targets poor and vulnerable households that need financial assistance.
Selection is based on the programme’s beneficiary verification process.
There is no public application form through which individuals can pay or register themselves to become beneficiaries.
Is NERSI ₦50,000 Grant Application Free?
Yes. The Federal Government has stated that participation in the NERSI programme is free.
You do not need to:
- Pay an application fee.
- Pay an agent to secure a beneficiary slot.
- Pay anyone to activate your grant.
- Forward WhatsApp messages to qualify.
- Submit your ATM PIN or OTP to receive the payment.
Anyone demanding money in exchange for securing your NERSI grant should be treated with suspicion.
Frequently Asked Questions About the NERSI ₦50,000 Grant
1. Is the Federal Government NERSI ₦50,000 grant real?
Yes. The Federal Government announced the commencement of the National Emergency Relief and Stabilisation Intervention on October 30, 2026, through the Federal Ministry of Humanitarian Affairs and Poverty Reduction.
2. What is the OPay code for checking NERSI eligibility?
The official OPay USSD code is 95520#.
3. What is the Moniepoint code for NERSI?
The official Moniepoint code published on the programme portal is 557327#.
4. What is the ALAT by Wema Bank code?
Dial 94523# to access the ALAT NERSI service.
5. What is the MoMo PSB code?
The official MoMo PSB code is 6710#.
6. What is the NairaGram code?
Dial 72600# to access the NairaGram NERSI service.
7. Can I apply for the NERSI grant online?
The Federal Government has not announced a public application portal. Beneficiaries are selected through verified national records and the National Social Register.
8. Do I need to pay to receive the ₦50,000?
No. The programme is free. Do not pay any individual or agent to access the payment.
9. Can everybody receive the ₦50,000?
No. The programme is intended for selected poor and vulnerable households. Not every Nigerian will automatically qualify.
10. What happens if I am not selected?
You may not be included in the current payment batch. You can check official programme updates for further information.
11. Is NERSI a loan?
No. It is a government relief intervention, not a loan.
Official NERSI Website and Contact Information
For authentic information, payment updates and enquiries, visit the Federal Government’s official NERSI information page.
Official Website: https://fmhapr.gov.ng/nersi/
NERSI Helpline: 0700-022-2222
The helpline can be contacted if you receive a suspicious message, encounter a payment problem or need clarification about the programme.
Final Words
The Federal Government’s NERSI ₦50,000 relief intervention is an important social support initiative for vulnerable Nigerian households.
If you use OPay, Moniepoint, ALAT, MoMo PSB or NairaGram, you can use the corresponding official USSD code listed in this article to access the service and follow the available instructions.
Remember that the codes do not automatically make you a beneficiary. Selection is determined by the government’s verification process.
Stay informed, use only official channels and never pay anyone to secure a place on the beneficiary list.
Share this information with friends and family members who may need it.
