9 LEGIT PLACES TO GET QUICK /FAST LOAN IN NIGERIA

9 PLACES YOU CAN GET LEGIT  LOAN IN  48 HOURS

1. EASY CREDIT:

is a reliable , secure online app where Nigerians can access quick loans .

HOW MUCH CAN YOU BORROW ?

Easy credit can give you loan ranging from 3,000 to 100,000 but quick repayment enables you to access higher amount .

Easy credit does not require paperwork , mortgage.

INTEREST AND CHARGES OF EASY CREDIT

. Interest ranges from   0.1 to  10 percent , one time processing fee ranges from 1,256 to 6,000 Naira and the maximum Annual percentage rate is 40 %

ILLUSTRATION

If you choose 91days loan and borrow 3,000 , easy credit charges an interest rate of 3.1 percent and a processing fee of 9.1 % in this case , 93 Naira as interest and 273 as a processing fee . The total amount will be summed to 3,366

HOW DO YOU APPLY FOR THIS LOAN

.

.create an account using your personal  details

.  Apply for the loan

. secure the loan

. Repay the loan

CONTACT DETAILS

Below is their contact information

. – Email: help.easycredit@gmail.com
– WhatsApp: 2349121807745
– Hotline: 09087614188
– Address: Opebi road No. 20, Ikeja, Lagos

2

REN MOMEY

you can get a quick loan on the Renmoney app in just a few steps. Their loans are for people who are employed, self-employed

or business owners. So, if you need an instant personal or business loan, you can borrow from ₦6,000 to ₦6,000,000 and repay in 3 – 24 months.

The Renmoney app gives you instant access to quick loans, savings and investments with competitive interest rates.

what you get with a Renmoney loan

Fast and convenient loans from ₦6k to ₦6m
Flexible repayments between 3 – 24 months
Money in your bank account in minutes
Lower rates and longer tenure on your next loan
> No paperwork
>No collateral or guarantor needed
>No hidden charges –

>You always see your loan terms before you commit
>They keep it simple, no confusing language
Support team is always available to help
Secure processes


PROCESS OF APPLYING FOR RENMONEY LOAN

•Download App , to down load click here

• Provide personal information of yourself
• confirm or  Verify the information you have provided
• Get money in your bank account once you’re approved

YOU CAN SAVE WITH RENMONEY

 To earn ,You can set up a Smart Goal and save towards milestones that matter to you or set up a Save Easy plan and save what’s convenient. Whatever plan you choose, you’ll earn attractive interest on your money.

INVESTMENT OPPORTUNITY
You can earn  big by making your money work for you when you  open fixed account  and deposit into it
What you get with Renmoney Savings and Fixed Deposit

Earn up to 13% interest per annum
Save and invest securely and on your own terms
Build a savings habit
 you can Set up automatic periodic savings

WHAT MAKES REN MONEY DIFFERENT?
REN MONEY is  convenient and secure
There is easy accessibility of your account any day any time
REN MONEY is regulated  by the Central Bank of Nigeria (CBN)
Your savings and deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC).


REN MONEY is a fintech lending company situated in Lagos ,  and has Microfinance Bank operating license. They offer  personal and business loans from ₦6,000 to ₦6,000,000 to employed and self-employed individuals as well as high interest savings and fixed deposits.

RENMONEY INTEREST RATE AND LOAN REPAYMENT CONDITIONS

With Renmoney you can apply for a loan of ₦6,000 – ₦6,000,000 without collateral and repay in 3 – 24 months. Monthly interest rates range from 2.4% – 9.33% and the maximum Annual Percentage Rate (APR) is 35.76%. No other fees are charged.


Representative example:

Loan Amount: ₦2,000,000

Loan Tenure: 12 months.

Number of Repayments: 12

Monthly Interest Rate: 2.4%

Monthly repayments: ₦214,667.00

Total amount payable: ₦2,576,000.00

APR: 28.8%.

Customer information security and privacy

REN MONEY App was built with high security system to protect privacy of client. When you download the Renmoney App, we will ask for your permission to verify your personal and financial information. REN MONEY   app is secure to use, and they do not share your information with third parties without your consent.
CONTACT INFORMATION  REN MONEY

Email: hello@renmoney.com


Call: 0700 5000 500
Visit: renmoney.com
Ikoyi: 23, Awolowo Road Ikoyi, Lagos, Nigeria
Opebi: Pentagon Plaza, 23 Opebi Road, Ikeja, Lagos, Nigeria
Surulere: Kings Plaza, 80, Adeniran Ogunsanya Street, Surulere, Lagos, Nigeria

3

CASHLION :

CashLion is an online loan app where you could secure personal loan fro 2000 to 50,000 Naira

REQUIREMENTS FOR LOAN APPLICATION
* Age between 20 to 60
* Nigeria Citizenship

The Online Loan App offer:
* Loan Amount: ₦ 2000 – ₦ 50,000
* No hidden charges;
* Loan Term: 91 – 365 days
* Interest rate: 16% -21% APR
* Service Fee: 0
Example:
The customer borrows 1000 NGN for 180 days (6 months), the APR is 7.9%
So the total Interest would be 1,000 NGN *7.9 % = 79 NGN
The monthly payment would be (1000 NGN +79 NGN )/6 = 179 NGN.
The total repayment amount would be 1,074 NGN.
(NOTE: These numbers are just a representation for calculating the rate of interest)


PROCESSES INVOLVED IN GETTING THE LOAN
* Download the APP using this link , CLICK HERE

* Register and create an account.
* Get your loan disbursed into your bank account.
* Repay your loan with online bank account payment or or offline transfer to our company account.
* You can pay in full or make partial payments before due date.
* Repayment schedule keeps you on track with your payments.

CONTACT US
We are always excited to hear from you!
If you have any feedback or concerns, please call us or by e-mail support@cashlion.ng

Message us on WhatsApp : +234 8109252549
Office Address: Lekki Phase, Lekki, Lagos, Nigeria

4

PAYLATER OR CARBON

It is an easy-to-use online lending platform that provides short-term loans to individuals and small businesses in Nigeria to help cover any unexpected expenses or urgent financial needs.

With Paylater, you can access up to ONE MILLION NAIRA  Naira loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.

CLICK ON HERE TO APPLY

5

Palm credit

is a virtual credit card that helps you access a loan anytime, anywhere. Palmcredit offers loans of up to ₦ 100,000 in minutes on your mobile.

With PalmCredit, getting a mobile loan is easy. Apply for your credit limit in minutes and take all the instant loans you need without further approval steps. It’s a credit revolution!

As soon as you repay, your credit score is updated. Repay on time and watch your limit grow .

THE GOOD NEWS IS EVEN IF YOU DON’T WANT TO BORROW , YOU CAN USE THEIR APP TO MAKE HUGE AMOUNT OF MONEY WHEN YOU REFER YOUR FRIENDS TO THEM .

Download their app HERE

YOU  CAN ALSO SEE FOLLOW

THEM ON SOCIAL MEDIA

◉CONTACT INFORMATION
For more information,contents or suggestions:
• We are available 24/7 to assist you with your request
• Service Hotline: 017001000 (9am – 6pm(Mon-Fri), Sat-9am-5pm)
• Service Email: Palmcredit.support@newedgefinance.com
• Facebook : https://www.facebook.com/palmcredit/
• Linkedin: https://www.linkedin.com/company/palmcreditNG/
• Instagram: https://www.instagram.com/palmcreditofficial/

6

BRANCH

Branch is a simple but powerful mobile loan application in Nigeria and Kenya. Getting a quick and easy loan on the Branch application becomes quick and easy. This will help you solve your financial problems in real time.

The branch offers loans from 1.5 1 500 to 150 150 000. The repayment period of the loan varies between 4 and 64 weeks. monthly interest 1% – 21%, depending on the chosen loan option.

To access branch loan use the link below

https://branch.com.ng/

7

QuickCheck

QuickCheck is a state-of-the-art loan delivery system for individuals and small businesses. QuickCheck uses mobile technology to help individuals and small businesses earn credits.

Depending on the platform, users can access the fast and easy loans up to 30,000

Naira, without any warranty, for a period of 15 or 30 days.

Fees and Interest
A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 91 days – 1 year. Interest ranges from 2% – 30%, with an equivalent monthly interest rate of 1 – 21%. (APRs from 30% to 260%)

Example of Quickcheck Loan:
– Borrow ₦100,000 over 6 months
– Interest rate: 13% p.m. (fixed)
-Total Interest: ₦ 50,000
– Three repayments of ₦ 50,000
– Total amount payable: ₦150,000
– Representative: 13% APR”.

How To Get Your Loan Approved Fast
To start, simply create your account, apply for a loan and receive the money in your bank account instantly!
A good credit score improves the chances of your loan getting approved. To find out how to improve your credit score, read our blog – quickcheck.ng/blog.

                      Repayment
To repay your loan, please log in to your QuickCheck app and follow the instructions. Repay your loans before the due date to improve your credit score, gain access to higher amounts on the loan app, longer tenures and lower interest rates.

About  QUICKCHECK
QuickCheck is a Nigerian Fintech company that aims to provide banking services to the underserved. Built by people who work towards solving real-world problems, we found out that a large portion of the Nigerian population has no access to proper banking services. We are filling this gap every day, one Nigerian at a time.

We want to help entrepreneurs grow their businesses and also assist individuals with emergency needs in the form of medical bills, utility bills, family emergencies, and much more. We provide instant credit that allows you to take care of these pressing needs.

              CONTACT INFORMATION
To get in touch, send an email to Support@quickcheck.ng. You can also reach us on our social media pages: @quickcheckng on Instagram and Twitter, QuickCheck Nigeria on LinkedIn, and QuickCheck on Facebook.
You can also visit our website – www.quickcheck.ng, we would love to hear from you!

You can download the QuickCheck app from the Google Play store using this LINK

YOU CAN MAKE MONEY FROM QUICK CHECK WHEN YOU REFER PEOPLE TO THEM .

THEY PAY YOU 10K FOR REFERING 20 PERSONS TO THEM

HIT THEIR LINK TO GET STATRTED 

8

Aella Credit

Aella Credit is building platforms that make it easier for individuals in Africa to gain access to financing. Mainly focused on employee lending and empowerment, the company was affiliated with three main credit bureau agencies in Nigeria to provide quick and affordable loans with no paperwork to its customers.

Aella Credit uses real estate credit algorithms to verify messenger credit. The algorithm, developed by the team after more than five years of data and market analysis, coordinates the applicant’s eligibility for loans by examining social factors, as well as cost balance .

you get up to 100,000 but when you buy, you get a higher price

Aella app can be used to recharge airtime and pay bill bills

How to Apply
.Download the Aella App

CLICK HERE TO DOWNLOAD THE APP

.Create your account
.Update your profile
.Check eligibility
.Apply for loan
.Receive funds in your wallet instantly.

Aella Pay: Bill payments made easy. Pay for airtime (Glo, MTN, Etisalat, 9Mobile), Power (EKEDC & IKEDC), Internet Data, Transfers etc at no extra cost.

Aella Care: Having health insurance sometimes feels like a long process. At Aella Care, we provide a simple, quick and easy process that helps you to get very affordable health care plans, convenient access to hospitals and drug prescriptions across Nigeria.


WHY IS AELLA DIFFERENT?
Quick and easy loans up to N1,000,000. Our 5mins is 5mins. No late fees
Up to 30% interest cut on early repayment
No agency/convenience fees for any bill payments
Store money securely in your wallet, no fee charged
Wallet transfers to any bank account across Nigeria
Earn up 26% interest on investments.

CONTACT INFORMATION

You can always reach us at support@aellacredit.com or through the in-app chat, and our customer service team will be on hand to assist you as quickly as possible

Follow us on Instagram: @Aellaapp and Twitter: @Aella
Website: https://aellaapp.com

To access their credit use their website https://www.aellaapp.com/

9

FAIRMONEY

FairMoney offers short-term deals to meet urgent needs, public service bills, deals and more. They can access it anytime, anywhere. the quick demos we get in about 5 minutes.

The FairMoney package includes personal loans, educational loans, commercial loans and much more. Using effective technology, they are able to provide fast and efficient repair services to all our valued customers.

A great choice about the application is that it also allows you to make transfers and is not open to up to 100 free transfers per month. We don’t charge a service fee for 100 transfers per month

FEATURES OF OUR LOAN
Loan amount from ₦1,500 to ₦1,000,000
Repayment periods from 61 days to 18 months
APR from 30% to 260% per annum
Interest discounts of up to 90% for early repayments
No hidden fees

💸 An example of a FairMoney loan
Borrow ₦100,000 over 3 months
Interest (total cost of the loan): ₦30,000 (30% rate)
Three monthly repayments: ₦43,333
Total amount payable: ₦130,000
Representative: 120% APR

You can visit the site fairmoney.com

TO DOWNLOAD THE APP

Click here to download

https://play.google.com/store/apps/details?id=ng.com.fairmoney.fairmoney