If you need a loan of 1 million Nto 100 million Naira ,worry no more ,Access Bank has got you covered For your benefits, website links have been made visible and clickable:
1. Personal Loan
Overview:
This loan is designed for salaried individuals who need financial assistance for various personal expenses, such as home improvements, travel, or emergencies.
Features:
- Loan amount: Up to 75% of net annual salary.
- Tenure: Up to 36 months.
- Credit life insurance is included.
Requirements:
- Completed application form.
- Employer’s confirmation form.
- Employment confirmation letter or last promotion letter.
- Employment ID and valid means of identification.
- Bank Verification Number (BVN).
- Credit checks.
- Letter of lien/set-off.
Website:
https://www.accessbankplc.com/personal/borrowing/personal-loan
2. Small Ticket Personal Loan
Overview:
This loan is a smaller, fast-processing loan for salaried individuals.
Features:
- Loan amount: Up to 400% of net monthly salary.
- Repayment tenure of up to 12 months.
Requirements:
- Minimum monthly salary of ₦30,000.
- No outstanding loans.
- BVN-linked phone number.
- Evidence of last month’s salary.
Website:
https://www.accessbankplc.com/personal/borrowing/small-ticket-personal-loans
3. Payday Loan
Overview:
A short-term loan to bridge financial gaps before payday.
Features:
- Loan amount: Up to 75% of monthly salary.
- Repayment is due upon receipt of the next salary or within 30 days.
Requirements:
- No outstanding loans.
- BVN-linked phone number.
- Evidence of last month’s salary.
Website:
https://www.accessbankplc.com/personal/borrowing/payday-loan
4. W Power Loan
Overview:
Loans to support female entrepreneurs.
Features:
- Loan amounts between ₦1 million and ₦100 million.
- Interest rate starting from 20% per annum.
Requirements:
- Business must be 50% female-owned or have a female in a key role.
- Operational history of 1–5 years.
- 20% equity contribution for certain loans.
- Collateral options may include guarantors or legal mortgages.
Website:
https://www.accessbankplc.com/personal/borrowing/w-power-loan
5. Creative Sector Loan
Overview:
Part of a Central Bank of Nigeria (CBN) initiative, this loan supports businesses in creative industries.
Features:
- Low, single-digit interest rates.
- Flexible repayment plans.
Requirements:
- A business plan explaining loan usage.
- Application through Access Bank’s creative loan portal.
Website:
https://www.accessbankplc.com/personal/borrowing/creative-sector-loan
6. Instant Business Loan
Overview:
Quick access to business loans for Access Bank account holders.
Features:
- Loan amount: Up to ₦10 million.
- Instant disbursement upon approval.
Requirements:
- Active business account.
- Eligibility check via QuickBucks app or Relationship Manager.
Website:
https://www.accessbankplc.com/business/emerging-businesses/instant-business-loan
7. Lending Against Turnover (LATO)
Overview:
For non-salary customers with steady account inflows.
Features:
- Loan amount: Up to ₦300,000, based on 20% of average turnover.
- Repayment over 90 days.
Requirements:
- Average account balance of ₦20,000 over six months.
Website:
https://www.accessbankplc.com/personal/borrowing/access-agent-loan
8. Advance for School Fees
Overview:
Loans for school fee payments.
Features:
- Loan amount: Up to ₦5 million.
- Flexible repayment options.
Requirements:
- Completed application form.
- Admission letter or school fees invoice.
- Valid identification.
Website:
https://www.accessbankplc.com/personal/borrowing/advance-for-school-fees
Application Channels:
- Branches: Visit any Access Bank branch.
- Website: https://www.accessbankplc.com
- QuickBucks App: Available on Google Play and Apple App Store.
For more information or to apply, visit the respective loan pages or Access Bank’s main website.
CLICK HERE TO APPLY FOR OTHER CURRENT GRANTS , LOANS, SCHOLARSHIPS AND JOB OPPORTUNITIES
