Officially launched on July 27–28, 2025, YouthCred is a federal initiative under CREDICORP (Nigerian Consumer Credit Corporation) designed to empower young Nigerians through structured credit access and financial education (Facebook, The Guardian Nigeria). It began as a promise made by President Tinubu on National Democracy Day, with a target to reach 400,000 young Nigerians—including NYSC…

🏡 NMFB Consumer Asset Finance Facility (CAFF) – Full Guide to Easy Asset Ownership in 2025 In today’s fast-paced world, owning essential household or business assets can transform productivity, comfort, and income potential. But buying those assets outright can be challenging — especially with rising inflation. That’s where the Consumer Asset Finance Facility (CAFF) from…

Access Bank Launches $100 Million Loan Initiative with $30 Million Reserved for Women-Owned Businesses Access Bank has introduced a groundbreaking loan scheme in 2025 aimed at supporting entrepreneurs across Nigeria, with a special focus on empowering women. Through this initiative, a total of $100 million in funding is being made available to Micro, Small, and…

How to Buy Dangote Shares in Nigeria – Complete Beginner’s Guide Introduction: Why People Invest in Dangote Companies When Nigerians think of big, trusted companies, Dangote Group often tops the list. While “Dangote” is the name of a group of companies owned by billionaire Aliko Dangote, only some of those companies are listed on the…

How to Buy Oando Shares in Nigeria: The Complete Beginner’s Guide Introduction: What Are Shares and Why Buy Them? A share (or stock) is a piece of ownership in a company. When you buy shares, you become a part-owner of that company. If the company grows and becomes more valuable, your shares also increase in…

OPay offers two primary loan options in Nigeria: personal loans through third-party services like Okash and Easemoni, and merchant loans for business owners using OPay’s POS services. Below is a detailed, step-by-step guide for each loan type, including amounts, processes, and conditions. (How To Borrow Money From Opay – Phones – Nairaland) 🧍‍♂️ Personal Loans…

NIRSAL Microfinance Bank (NMFB) Salary Advance Loan (SALAD) — Detailed Guide Introduction The Salary Advance Loan (SALAD) is a specialized short-term credit facility designed by NIRSAL Microfinance Bank (NMFB) to provide immediate financial relief to salaried workers in Nigeria. It enables employees to bridge shortfalls between pay periods by granting them access to a percentage…

About the Program The Agricultural Development and Empowerment Program (ADEP) is a strategic initiative launched by the government to stimulate the growth and long-term viability of the agri-business sector. This program is designed to provide a comprehensive support framework for individuals and entities involved in the agricultural value chain—including cultivation, processing, and marketing of agricultural…

Overview of NMFB SME Loan The Small and Medium Enterprise (SME) Facility by NIRSAL Microfinance Bank (NMFB) is a short-term credit facility designed for small and medium-scale business owners who need working capital support. It targets existing traders involved in the sale of eligible products such as: Loan Purpose The loan is intended to: Loan…

NLNG and BOI Introduce Empowerment Loan Scheme for MSMEs in Host CommunitiesBy Olusola Blessing | April 21, 2025 In a strategic move to bolster local enterprise and stimulate economic development, Nigeria LNG Limited (NLNG), in partnership with the Bank of Industry (BOI), has launched an enhanced loan scheme tailored for Micro, Small, and Medium Enterprises…

a more detailed and elaborate version of the article on “5 Low-Interest Loans You Can Get Without Collateral in Nigeria”, including requirements, interest rates, repayment terms, conditions, and moratoriums (if any): 5 Low-Interest Loans You Can Get Without Collateral in Nigeria Access to affordable credit without collateral is a game-changer for many Nigerians, especially young…